Are your savings on track? Should you increase the amount that you’re contributing to your retirement plan? Use this calculator to estimate how much you should be contributing, based on your retirement income goal.

This calculator will estimate and chart the future value of a Roth IRA, and compare it to the estimated future value of a similar taxable investment, at the time of your retirement. The calculation assumes that the same annual contribution is made at the end of each year until retirement. Earnings are compounded annually. All income, dividends, and capital gains distributions are reinvested, and any resulting taxes on the taxable investment are paid with funds from the account. Investment fees and expenses, which are generally different for tax-advantaged and taxable investments, are not deducted

Inflation can have a powerful effect over time on the actual return of your investments. Unless your portfolio’s return outpaces inflation, you may actually be losing purchasing power, even if the dollar amount of your portfolio is growing.

The Present Value of an Annuity Calculator can answer questions such as:

• How much should you expect to pay now to receive a stream of future payments?
• How much should you expect to receive now in return for your making a stream of future payments?
• How much do you need saved to cover a stream of future expenditures?

This calculator estimates how long your retirement savings will last based on your forecast of retirement expenses and income.

This calculator compares:
1. Desired annual income in retirement (adjusted for inflation), to
2. The amount of annual income that might be generated based on projected retirement resources and a given initial portfolio withdrawal percentage.

At a given rate of return, how much should you save each period to reach a specific amount? 

Inflation can have a powerful effect over time on the actual return of your investments. Unless your portfolio’s return outpaces inflation, you may actually be losing purchasing power, even if the dollar amount of your portfolio is growing.

The Present Value of an Annuity Calculator can answer questions such as:

• How much should you expect to pay now to receive a stream of future payments?
• How much should you expect to receive now in return for your making a stream of future payments?
• How much do you need saved to cover a stream of future expenditures?

This calculator projects the future cost of college and illustrates how your savings, if any, match up for each year of college. If there is a funding shortfall, the calculator shows that amount each year, and calculates both the monthly savings amount and the lump-sum amount needed to eliminate the shortfall.

Making payments in addition to your regular payments can help you pay off your loan early and reduce the total interest paid.

This calculator is designed to help you estimate how much disability income protection you might need. Enter an amount in each category listed, then click the calculate button for results.